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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,445 | $155,555-15.5% | $146,866-10.5% | $155,188-15.3% |
| Participation rate | 90.9% | 84.0%+7.0pp | 82.5%+8.4pp | 80.8%+10.1pp |
| Annual return | 15.96% | 115.41%-99.5pp | 102.85%-86.9pp | 148.84%-132.9pp |
| Employer contribution / active EE | $13,505 | $4,647+190.6% | $4,425+205.2% | $4,248+217.9% |
| Participant deferral / active EE | $6,562 | $8,044-18.4% | $7,759-15.4% | $6,531+0.5% |
| Admin fee / account holder | $1,651 | $14,755-88.8% | $13,620-87.9% | $14,480-88.6% |