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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,391 | $148,629-51.3% | $135,982-46.8% | $139,487-48.1% |
| Participation rate | 87.0% | 83.9%+3.1pp | 81.9%+5.0pp | 80.3%+6.6pp |
| Annual return | 20.06% | 79.33%-59.3pp | 68.32%-48.3pp | 373.84%-353.8pp |
| Employer contribution / active EE | $10,412 | $5,247+98.5% | $4,859+114.3% | $4,755+119.0% |
| Participant deferral / active EE | $5,173 | $8,102-36.2% | $7,760-33.3% | $6,713-22.9% |
| Admin fee / account holder | $716 | $12,406-94.2% | $10,767-93.4% | $11,407-93.7% |