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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,116 | $134,001-85.7% | $112,258-83.0% | $134,509-85.8% |
| Participation rate | 61.5% | 78.6%-17.0pp | 75.1%-13.5pp | 81.2%-19.7pp |
| Annual return | -20.69% | 47.15%-67.8pp | 27.47%-48.2pp | 418.13%-438.8pp |
| Employer contribution / active EE | $1,864 | $4,039-53.9% | $3,636-48.7% | $4,741-60.7% |
| Participant deferral / active EE | $4,840 | $5,291-8.5% | $4,728+2.4% | $6,400-24.4% |
| Admin fee / account holder | $55 | $7,491-99.3% | $6,411-99.1% | $11,427-99.5% |