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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,654 | $53,546-68.9% | $69,890-76.2% | $68,490-75.7% |
| Participation rate | 100.0% | 64.5%+35.5pp | 70.5%+29.5pp | 67.9%+32.1pp |
| Annual return | -22.30% | -13.87%-8.4pp | 190.84%-213.1pp | -7.85%-14.4pp |
| Employer contribution / active EE | $3,619 | $2,019+79.3% | $2,560+41.4% | $2,597+39.4% |
| Participant deferral / active EE | $2,113 | $2,957-28.5% | $3,848-45.1% | $4,028-47.5% |
| Admin fee / account holder | $821 | $4,693-82.5% | $6,267-86.9% | $5,403-84.8% |