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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,148 | $27,943+32.9% | $58,507-36.5% | $75,177-50.6% |
| Participation rate | 24.4% | 38.8%-14.4pp | 50.9%-26.4pp | 67.2%-42.8pp |
| Annual return | 22.01% | 44.22%-22.2pp | 4252.32%-4230.3pp | 160.75%-138.7pp |
| Employer contribution / active EE | $368 | $670-45.0% | $1,053-65.0% | $2,671-86.2% |
| Participant deferral / active EE | $1,316 | $1,202+9.5% | $1,922-31.5% | $4,126-68.1% |
| Admin fee / account holder | $1,081 | $1,727-37.4% | $2,486-56.5% | $5,651-80.9% |