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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,555 | $27,639-22.0% | $61,501-65.0% | $68,490-68.5% |
| Participation rate | 29.4% | 39.5%-10.1pp | 52.6%-23.2pp | 67.9%-38.5pp |
| Annual return | 0.00% | -13.19%+13.2pp | 339.04%-339.0pp | -7.85%+7.9pp |
| Employer contribution / active EE | $114 | $696-83.7% | $1,160-90.2% | $2,597-95.6% |
| Participant deferral / active EE | $363 | $1,264-71.3% | $2,125-82.9% | $4,028-91.0% |
| Admin fee / account holder | $355 | $2,012-82.4% | $2,132-83.4% | $5,403-93.4% |