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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,374 | $81,208-29.3% | $98,920-42.0% | $79,852-28.1% |
| Participation rate | 93.3% | 72.5%+20.8pp | 76.0%+17.3pp | 69.6%+23.7pp |
| Annual return | 17.01% | 60.99%-44.0pp | 196.47%-179.5pp | 31.72%-14.7pp |
| Employer contribution / active EE | $5,676 | $1,960+189.6% | $2,689+111.1% | $2,471+129.7% |
| Participant deferral / active EE | $11,589 | $3,265+255.0% | $4,245+173.0% | $3,740+209.8% |
| Admin fee / account holder | $7,430 | $6,013+23.6% | $6,643+11.9% | $5,306+40.0% |