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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,183 | $108,212-59.2% | $77,513-43.0% | $158,966-72.2% |
| Participation rate | 8.3% | 64.4%-56.1pp | 54.2%-45.9pp | 82.0%-73.6pp |
| Annual return | 40.01% | 31.67%+8.3pp | 54.81%-14.8pp | 302.95%-262.9pp |
| Employer contribution / active EE | $199 | $1,325-85.0% | $987-79.9% | $4,762-95.8% |
| Participant deferral / active EE | $911 | $2,455-62.9% | $1,861-51.0% | $5,983-84.8% |
| Admin fee / account holder | $566 | $3,709-84.7% | $2,859-80.2% | $11,250-95.0% |