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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,690 | $60,119-63.9% | $90,430-76.0% | $79,858-72.8% |
| Participation rate | 21.6% | 65.0%-43.4pp | 72.7%-51.1pp | 69.6%-48.1pp |
| Annual return | 19.35% | 71.94%-52.6pp | 1293.73%-1274.4pp | 31.72%-12.4pp |
| Employer contribution / active EE | $366 | $2,068-82.3% | $3,262-88.8% | $2,471-85.2% |
| Participant deferral / active EE | $822 | $2,938-72.0% | $3,963-79.2% | $3,740-78.0% |
| Admin fee / account holder | $556 | $3,976-86.0% | $5,613-90.1% | $5,306-89.5% |