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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,331 | $117,904-91.2% | $102,457-89.9% | $145,978-92.9% |
| Participation rate | 71.4% | 78.6%-7.2pp | 76.5%-5.1pp | 80.3%-8.9pp |
| Annual return | 17.47% | 31.80%-14.3pp | 29.41%-11.9pp | 550.52%-533.0pp |
| Employer contribution / active EE | $1,690 | $3,613-53.2% | $3,022-44.1% | $4,662-63.7% |
| Participant deferral / active EE | $2,630 | $5,733-54.1% | $5,054-48.0% | $6,690-60.7% |
| Admin fee / account holder | $699 | $13,329-94.8% | $9,451-92.6% | $13,400-94.8% |