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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,325 | $58,512-85.8% | $84,020-90.1% | $72,983-88.6% |
| Participation rate | 96.7% | 61.2%+35.4pp | 69.0%+27.7pp | 69.5%+27.2pp |
| Annual return | 35.78% | 28.93%+6.8pp | 71.31%-35.5pp | 81.01%-45.2pp |
| Employer contribution / active EE | $2,791 | $1,163+140.0% | $1,984+40.7% | $2,440+14.4% |
| Participant deferral / active EE | $6,153 | $2,394+157.0% | $3,239+90.0% | $3,608+70.6% |
| Admin fee / account holder | $552 | $4,569-87.9% | $6,101-90.9% | $5,124-89.2% |