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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,473 | $27,639-65.7% | $61,501-84.6% | $68,490-86.2% |
| Participation rate | 44.7% | 39.5%+5.2pp | 52.6%-7.8pp | 67.9%-23.2pp |
| Annual return | -24.36% | -13.19%-11.2pp | 339.04%-363.4pp | -7.85%-16.5pp |
| Employer contribution / active EE | $901 | $696+29.4% | $1,160-22.3% | $2,597-65.3% |
| Participant deferral / active EE | $2,105 | $1,264+66.6% | $2,125-0.9% | $4,028-47.7% |
| Admin fee / account holder | $265 | $2,012-86.8% | $2,132-87.6% | $5,403-95.1% |