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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,473 | $27,632-65.7% | $61,399-84.6% | $68,495-86.2% |
| Participation rate | 44.7% | 39.5%+5.2pp | 52.6%-7.8pp | 67.9%-23.2pp |
| Annual return | -24.36% | -13.24%-11.1pp | 338.81%-363.2pp | -7.84%-16.5pp |
| Employer contribution / active EE | $901 | $696+29.5% | $1,159-22.3% | $2,596-65.3% |
| Participant deferral / active EE | $2,105 | $1,264+66.6% | $2,124-0.9% | $4,028-47.7% |
| Admin fee / account holder | $265 | $2,010-86.8% | $2,131-87.6% | $5,403-95.1% |