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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,457 | $34,316-57.9% | $74,722-80.7% | $72,975-80.2% |
| Participation rate | 29.5% | 42.4%-12.9pp | 54.5%-25.0pp | 69.5%-40.0pp |
| Annual return | 30.92% | 26.58%+4.3pp | 753.11%-722.2pp | 81.01%-50.1pp |
| Employer contribution / active EE | $458 | $692-33.8% | $1,084-57.7% | $2,440-81.2% |
| Participant deferral / active EE | $1,349 | $1,272+6.1% | $1,963-31.3% | $3,608-62.6% |
| Admin fee / account holder | $349 | $2,125-83.6% | $3,335-89.5% | $5,124-93.2% |