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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,876 | $84,482-76.5% | $125,363-84.1% | $66,930-70.3% |
| Participation rate | 49.7% | 76.4%-26.7pp | 82.4%-32.6pp | 69.8%-20.1pp |
| Annual return | -7.22% | -8.49%+1.3pp | 572.15%-579.4pp | 1.57%-8.8pp |
| Employer contribution / active EE | $0 | $3,553-100.0% | $4,815-100.0% | $2,545-100.0% |
| Participant deferral / active EE | $5,120 | $6,782-24.5% | $7,447-31.2% | $4,238+20.8% |
| Admin fee / account holder | $5 | $685-99.2% | $10,005-99.9% | $593-99.1% |