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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,643 | $27,936-22.5% | $58,561-63.0% | $75,173-71.2% |
| Participation rate | 24.1% | 38.8%-14.7pp | 50.9%-26.7pp | 67.2%-43.1pp |
| Annual return | 22.80% | 44.21%-21.4pp | 4251.33%-4228.5pp | 160.72%-137.9pp |
| Employer contribution / active EE | $742 | $670+10.8% | $1,053-29.6% | $2,671-72.2% |
| Participant deferral / active EE | $1,700 | $1,202+41.4% | $1,923-11.6% | $4,126-58.8% |
| Admin fee / account holder | $2,385 | $1,727+38.1% | $2,520-5.4% | $5,651-57.8% |