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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,948 | $29,716-26.1% | $56,077-60.9% | $80,925-72.9% |
| Participation rate | 29.8% | 41.7%-11.9pp | 52.5%-22.7pp | 67.7%-37.9pp |
| Annual return | 20.95% | 35.30%-14.3pp | 1709.28%-1688.3pp | 35.65%-14.7pp |
| Employer contribution / active EE | $646 | $671-3.8% | $1,040-37.9% | $2,756-76.6% |
| Participant deferral / active EE | $2,088 | $1,228+70.0% | $1,954+6.9% | $4,299-51.4% |
| Admin fee / account holder | $22,293 | $2,432+816.6% | $2,825+689.2% | $6,940+221.2% |