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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,757 | $27,924-7.8% | $58,544-56.0% | $75,181-65.7% |
| Participation rate | 37.2% | 38.8%-1.6pp | 50.9%-13.7pp | 67.2%-30.0pp |
| Annual return | 26.81% | 44.20%-17.4pp | 4249.56%-4222.8pp | 160.69%-133.9pp |
| Employer contribution / active EE | $723 | $669+8.1% | $1,053-31.3% | $2,671-72.9% |
| Participant deferral / active EE | $2,250 | $1,202+87.3% | $1,923+17.0% | $4,126-45.5% |
| Admin fee / account holder | $102 | $1,726-94.1% | $2,520-96.0% | $5,650-98.2% |