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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,174 | $29,319-7.3% | $52,425-48.2% | $82,448-67.0% |
| Participation rate | 36.0% | 46.9%-10.9pp | 55.6%-19.6pp | 68.1%-32.1pp |
| Annual return | 20.23% | 535.20%-515.0pp | 302.12%-281.9pp | 41.64%-21.4pp |
| Employer contribution / active EE | $594 | $586+1.2% | $914-35.1% | $2,551-76.7% |
| Participant deferral / active EE | $1,946 | $1,171+66.2% | $1,790+8.7% | $4,139-53.0% |
| Admin fee / account holder | $3,132 | $1,962+59.6% | $2,495+25.6% | $7,234-56.7% |