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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,967 | $54,726-45.2% | $68,793-56.4% | $64,181-53.3% |
| Participation rate | 100.0% | 68.0%+32.0pp | 72.2%+27.8pp | 69.6%+30.4pp |
| Annual return | -9.27% | -1.62%-7.7pp | -4.63%-4.6pp | 7.63%-16.9pp |
| Employer contribution / active EE | $3,369 | $1,846+82.5% | $2,625+28.3% | $2,381+41.5% |
| Participant deferral / active EE | $6,304 | $2,626+140.1% | $3,311+90.4% | $3,470+81.7% |
| Admin fee / account holder | $2,948 | $4,027-26.8% | $5,131-42.5% | $4,887-39.7% |