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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,206 | $156,398-69.8% | $147,318-68.0% | $138,895-66.0% |
| Participation rate | 85.0% | 83.8%+1.2pp | 82.1%+2.9pp | 79.9%+5.1pp |
| Annual return | 122.52% | 78.75%+43.8pp | 70.43%+52.1pp | 145.39%-22.9pp |
| Employer contribution / active EE | $3,551 | $4,853-26.8% | $4,593-22.7% | $4,194-15.3% |
| Participant deferral / active EE | $6,347 | $8,237-23.0% | $7,906-19.7% | $6,396-0.8% |
| Admin fee / account holder | $2,661 | $14,976-82.2% | $13,708-80.6% | $12,562-78.8% |