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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,998 | $27,943-14.1% | $58,507-59.0% | $75,177-68.1% |
| Participation rate | 97.3% | 38.8%+58.4pp | 50.9%+46.4pp | 67.2%+30.1pp |
| Annual return | 18.84% | 44.22%-25.4pp | 4252.32%-4233.5pp | 160.75%-141.9pp |
| Employer contribution / active EE | $3,179 | $670+374.7% | $1,053+201.8% | $2,671+19.0% |
| Participant deferral / active EE | $2,616 | $1,202+117.7% | $1,922+36.1% | $4,126-36.6% |
| Admin fee / account holder | $527 | $1,727-69.5% | $2,486-78.8% | $5,651-90.7% |