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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,269 | $37,446-77.9% | $77,552-89.3% | $79,856-89.6% |
| Participation rate | 100.0% | 41.5%+58.5pp | 54.2%+45.8pp | 69.6%+30.4pp |
| Annual return | 19.47% | 39.76%-20.3pp | 54.82%-35.3pp | 31.71%-12.2pp |
| Employer contribution / active EE | $1,792 | $637+181.3% | $987+81.6% | $2,471-27.5% |
| Participant deferral / active EE | $1,955 | $1,261+55.1% | $1,861+5.1% | $3,741-47.7% |
| Admin fee / account holder | $399 | $2,506-84.1% | $2,859-86.0% | $5,306-92.5% |