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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,488 | $29,733+5.9% | $56,025-43.8% | $80,959-61.1% |
| Participation rate | 95.3% | 41.7%+53.6pp | 52.5%+42.8pp | 67.7%+27.6pp |
| Annual return | 12.74% | 35.28%-22.5pp | 1712.69%-1699.9pp | 35.67%-22.9pp |
| Employer contribution / active EE | $3,176 | $672+372.8% | $1,042+205.0% | $2,757+15.2% |
| Participant deferral / active EE | $2,427 | $1,229+97.4% | $1,955+24.2% | $4,300-43.6% |
| Admin fee / account holder | $1,886 | $2,434-22.5% | $2,828-33.3% | $6,925-72.8% |