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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,359 | $108,285-85.8% | $77,552-80.2% | $158,982-90.3% |
| Participation rate | 61.5% | 64.4%-2.9pp | 54.2%+7.3pp | 82.0%-20.4pp |
| Annual return | 0.00% | 31.69%-31.7pp | 54.82%-54.8pp | 302.99%-303.0pp |
| Employer contribution / active EE | $842 | $1,325-36.5% | $987-14.7% | $4,763-82.3% |
| Participant deferral / active EE | $3,729 | $2,455+51.9% | $1,861+100.4% | $5,983-37.7% |
| Admin fee / account holder | $1,075 | $3,709-71.0% | $2,859-62.4% | $11,252-90.4% |