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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,009 | $91,198-61.6% | $178,503-80.4% | $79,856-56.2% |
| Participation rate | 76.5% | 69.2%+7.3pp | 81.9%-5.5pp | 69.6%+6.8pp |
| Annual return | -0.46% | 24.20%-24.7pp | 151.12%-151.6pp | 31.71%-32.2pp |
| Employer contribution / active EE | $2,759 | $3,257-15.3% | $5,011-44.9% | $2,471+11.7% |
| Participant deferral / active EE | $1,812 | $3,237-44.0% | $5,202-65.2% | $3,741-51.5% |
| Admin fee / account holder | $45,777 | $6,748+578.4% | $13,987+227.3% | $5,306+762.7% |