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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,178 | $85,171-22.3% | $172,752-61.7% | $72,975-9.3% |
| Participation rate | 89.3% | 70.1%+19.2pp | 82.6%+6.6pp | 69.5%+19.8pp |
| Annual return | 18.14% | 27.32%-9.2pp | 802.97%-784.8pp | 81.01%-62.9pp |
| Employer contribution / active EE | $3,156 | $3,324-5.1% | $5,144-38.6% | $2,440+29.3% |
| Participant deferral / active EE | $2,118 | $3,260-35.0% | $5,198-59.3% | $3,608-41.3% |
| Admin fee / account holder | $798 | $5,880-86.4% | $13,955-94.3% | $5,124-84.4% |