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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,585 | $81,276-56.2% | $155,574-77.1% | $80,925-56.0% |
| Participation rate | 82.1% | 66.2%+15.8pp | 78.2%+3.8pp | 67.7%+14.4pp |
| Annual return | 8.83% | 33.36%-24.5pp | 64.87%-56.0pp | 35.65%-26.8pp |
| Employer contribution / active EE | $5,364 | $3,103+72.9% | $4,676+14.7% | $2,756+94.6% |
| Participant deferral / active EE | $2,482 | $3,453-28.1% | $5,629-55.9% | $4,299-42.3% |
| Admin fee / account holder | $1,114 | $7,993-86.1% | $15,914-93.0% | $6,940-83.9% |