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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,884 | $138,072-83.4% | $123,549-81.5% | $135,382-83.1% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -9.60% | 153.69%-163.3pp | 119.20%-128.8pp | 519.77%-529.4pp |
| Employer contribution / active EE | $2,827 | $5,152-45.1% | $4,628-38.9% | $4,779-40.8% |
| Participant deferral / active EE | $9,104 | $6,799+33.9% | $6,426+41.7% | $5,609+62.3% |
| Admin fee / account holder | $555 | $10,917-94.9% | $9,284-94.0% | $10,829-94.9% |