Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,184 | $65,361-81.4% | $92,903-86.9% | $72,983-83.3% |
| Participation rate | 51.6% | 68.3%-16.8pp | 76.0%-24.4pp | 69.5%-17.9pp |
| Annual return | 25.26% | 42.11%-16.8pp | 109.43%-84.2pp | 81.01%-55.7pp |
| Employer contribution / active EE | $1,240 | $2,594-52.2% | $3,653-66.1% | $2,440-49.2% |
| Participant deferral / active EE | $1,526 | $3,128-51.2% | $4,238-64.0% | $3,608-57.7% |
| Admin fee / account holder | $549 | $4,251-87.1% | $5,795-90.5% | $5,124-89.3% |