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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,002 | $29,716-32.7% | $56,077-64.3% | $80,925-75.3% |
| Participation rate | 58.0% | 41.7%+16.3pp | 52.5%+5.5pp | 67.7%-9.7pp |
| Annual return | 13.71% | 35.30%-21.6pp | 1709.28%-1695.6pp | 35.65%-21.9pp |
| Employer contribution / active EE | $744 | $671+10.9% | $1,040-28.5% | $2,756-73.0% |
| Participant deferral / active EE | $2,136 | $1,228+73.9% | $1,954+9.3% | $4,299-50.3% |
| Admin fee / account holder | $1,978 | $2,432-18.6% | $2,825-30.0% | $6,940-71.5% |