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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,254 | $34,316-29.3% | $74,722-67.5% | $72,975-66.8% |
| Participation rate | 28.6% | 42.4%-13.8pp | 54.5%-25.9pp | 69.5%-40.9pp |
| Annual return | 52.94% | 26.58%+26.4pp | 753.11%-700.2pp | 81.01%-28.1pp |
| Employer contribution / active EE | $275 | $692-60.2% | $1,084-74.6% | $2,440-88.7% |
| Participant deferral / active EE | $1,238 | $1,272-2.7% | $1,963-36.9% | $3,608-65.7% |
| Admin fee / account holder | $0 | $2,125-100.0% | $3,335-100.0% | $5,124-100.0% |