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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,338 | $34,316-90.3% | $74,722-95.5% | $72,975-95.4% |
| Participation rate | 50.0% | 42.4%+7.6pp | 54.5%-4.5pp | 69.5%-19.5pp |
| Annual return | 36.16% | 26.58%+9.6pp | 753.11%-717.0pp | 81.01%-44.8pp |
| Employer contribution / active EE | $605 | $692-12.5% | $1,084-44.2% | $2,440-75.2% |
| Participant deferral / active EE | $694 | $1,272-45.4% | $1,963-64.6% | $3,608-80.8% |
| Admin fee / account holder | $42 | $2,125-98.0% | $3,335-98.7% | $5,124-99.2% |