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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,979 | $150,447-40.9% | $136,298-34.7% | $147,586-39.7% |
| Participation rate | 87.5% | 84.4%+3.1pp | 81.9%+5.6pp | 82.8%+4.7pp |
| Annual return | 15.53% | 1049.15%-1033.6pp | 5156.27%-5140.7pp | 578.59%-563.1pp |
| Employer contribution / active EE | $5,756 | $5,256+9.5% | $4,696+22.6% | $4,876+18.0% |
| Participant deferral / active EE | $13,353 | $6,631+101.4% | $6,247+113.7% | $5,439+145.5% |
| Admin fee / account holder | $18,954 | $10,906+73.8% | $9,244+105.0% | $10,886+74.1% |