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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,560 | $37,436-90.5% | $77,513-95.4% | $79,858-95.5% |
| Participation rate | 66.7% | 41.5%+25.1pp | 54.2%+12.5pp | 69.6%-3.0pp |
| Annual return | 94.98% | 39.75%+55.2pp | 54.81%+40.2pp | 31.72%+63.3pp |
| Employer contribution / active EE | $531 | $637-16.7% | $987-46.2% | $2,471-78.5% |
| Participant deferral / active EE | $1,457 | $1,261+15.6% | $1,861-21.7% | $3,740-61.0% |
| Admin fee / account holder | $5 | $2,505-99.8% | $2,859-99.8% | $5,306-99.9% |