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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,814 | $29,716+40.7% | $56,077-25.4% | $80,925-48.3% |
| Participation rate | 35.3% | 41.7%-6.4pp | 52.5%-17.2pp | 67.7%-32.4pp |
| Annual return | 10.83% | 35.30%-24.5pp | 1709.28%-1698.4pp | 35.65%-24.8pp |
| Employer contribution / active EE | $776 | $671+15.7% | $1,040-25.4% | $2,756-71.8% |
| Participant deferral / active EE | $2,457 | $1,228+100.0% | $1,954+25.7% | $4,299-42.8% |
| Admin fee / account holder | $1,532 | $2,432-37.0% | $2,825-45.8% | $6,940-77.9% |