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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,350 | $27,936+33.7% | $58,561-36.2% | $75,173-50.3% |
| Participation rate | 29.6% | 38.8%-9.2pp | 50.9%-21.2pp | 67.2%-37.6pp |
| Annual return | 16.81% | 44.21%-27.4pp | 4251.33%-4234.5pp | 160.72%-143.9pp |
| Employer contribution / active EE | $708 | $670+5.8% | $1,053-32.8% | $2,671-73.5% |
| Participant deferral / active EE | $2,781 | $1,202+131.4% | $1,923+44.6% | $4,126-32.6% |
| Admin fee / account holder | $2,977 | $1,727+72.4% | $2,520+18.1% | $5,651-47.3% |