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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,814 | $29,733+40.6% | $56,025-25.4% | $80,959-48.4% |
| Participation rate | 35.3% | 41.7%-6.4pp | 52.5%-17.2pp | 67.7%-32.4pp |
| Annual return | 10.83% | 35.28%-24.5pp | 1712.69%-1701.9pp | 35.67%-24.8pp |
| Employer contribution / active EE | $776 | $672+15.6% | $1,042-25.5% | $2,757-71.8% |
| Participant deferral / active EE | $2,457 | $1,229+99.8% | $1,955+25.7% | $4,300-42.9% |
| Admin fee / account holder | $1,532 | $2,434-37.0% | $2,828-45.8% | $6,925-77.9% |