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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,113 | $160,040-34.9% | $147,096-29.2% | $145,877-28.6% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 11.86% | 98.49%-86.6pp | 419.75%-407.9pp | 551.28%-539.4pp |
| Employer contribution / active EE | $4,142 | $5,289-21.7% | $4,936-16.1% | $4,663-11.2% |
| Participant deferral / active EE | $13,187 | $8,429+56.4% | $8,071+63.4% | $6,691+97.1% |
| Admin fee / account holder | $1,510 | $15,050-90.0% | $13,005-88.4% | $13,402-88.7% |