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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,755 | $148,629-57.8% | $135,982-53.9% | $139,487-55.0% |
| Participation rate | 87.5% | 83.9%+3.6pp | 81.9%+5.6pp | 80.3%+7.2pp |
| Annual return | 23.37% | 79.33%-56.0pp | 68.32%-44.9pp | 373.84%-350.5pp |
| Employer contribution / active EE | $5,910 | $5,247+12.6% | $4,859+21.6% | $4,755+24.3% |
| Participant deferral / active EE | $16,148 | $8,102+99.3% | $7,760+108.1% | $6,713+140.6% |
| Admin fee / account holder | $888 | $12,406-92.8% | $10,767-91.8% | $11,407-92.2% |