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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,158 | $72,177-30.5% | $115,037-56.4% | $59,632-15.9% |
| Participation rate | 100.0% | 72.6%+27.4pp | 81.4%+18.6pp | 68.7%+31.3pp |
| Annual return | -2.68% | 12.02%-14.7pp | 26.14%-28.8pp | 2041.32%-2044.0pp |
| Employer contribution / active EE | $2,420 | $2,841-14.8% | $4,608-47.5% | $2,203+9.9% |
| Participant deferral / active EE | $5,471 | $4,783+14.4% | $6,026-9.2% | $3,192+71.4% |
| Admin fee / account holder | $1,055 | $4,927-78.6% | $8,175-87.1% | $4,297-75.4% |