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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,226 | $108,695-80.5% | $74,722-71.6% | $152,897-86.1% |
| Participation rate | 66.7% | 65.4%+1.3pp | 54.5%+12.2pp | 82.5%-15.8pp |
| Annual return | 20.00% | 114.11%-94.1pp | 753.11%-733.1pp | 345.43%-325.4pp |
| Employer contribution / active EE | $2,382 | $1,504+58.4% | $1,084+119.7% | $4,764-50.0% |
| Participant deferral / active EE | $2,541 | $2,712-6.3% | $1,963+29.4% | $5,851-56.6% |
| Admin fee / account holder | $247 | $4,906-95.0% | $3,335-92.6% | $11,599-97.9% |