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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,900 | $65,027-55.6% | $90,970-68.2% | $79,852-63.8% |
| Participation rate | 88.0% | 61.6%+26.4pp | 69.0%+19.0pp | 69.6%+18.4pp |
| Annual return | 20.97% | 30.45%-9.5pp | 134.58%-113.6pp | 31.72%-10.7pp |
| Employer contribution / active EE | $1,200 | $1,247-3.8% | $2,122-43.5% | $2,471-51.4% |
| Participant deferral / active EE | $5,291 | $2,512+110.6% | $3,373+56.9% | $3,740+41.5% |
| Admin fee / account holder | $3,051 | $4,535-32.7% | $5,960-48.8% | $5,306-42.5% |