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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,914 | $48,364-65.0% | $71,796-76.4% | $62,881-73.1% |
| Participation rate | 84.6% | 60.6%+24.0pp | 69.1%+15.5pp | 69.3%+15.3pp |
| Annual return | 11.39% | 13.16%-1.8pp | 78.04%-66.6pp | 20.14%-8.8pp |
| Employer contribution / active EE | $846 | $1,042-18.8% | $1,924-56.0% | $2,281-62.9% |
| Participant deferral / active EE | $3,797 | $2,091+81.6% | $2,794+35.9% | $3,203+18.6% |
| Admin fee / account holder | $1,119 | $3,771-70.3% | $4,815-76.8% | $4,296-74.0% |