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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,384 | $32,117-52.1% | $71,086-78.4% | $64,173-76.0% |
| Participation rate | 28.6% | 42.7%-14.1pp | 54.7%-26.1pp | 69.6%-41.0pp |
| Annual return | -12.89% | -5.57%-7.3pp | 650.59%-663.5pp | 7.63%-20.5pp |
| Employer contribution / active EE | $545 | $712-23.5% | $1,088-49.9% | $2,381-77.1% |
| Participant deferral / active EE | $1,937 | $1,263+53.4% | $1,874+3.3% | $3,470-44.2% |
| Admin fee / account holder | $0 | $2,759-100.0% | $3,082-100.0% | $4,887-100.0% |