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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,985 | $183,988-79.4% | $162,177-76.6% | $152,897-75.2% |
| Participation rate | 66.7% | 88.5%-21.8pp | 87.6%-20.9pp | 82.5%-15.8pp |
| Annual return | 17.53% | 150.79%-133.3pp | 115.60%-98.1pp | 345.43%-327.9pp |
| Employer contribution / active EE | $1,641 | $6,370-74.2% | $5,613-70.8% | $4,764-65.6% |
| Participant deferral / active EE | $6,917 | $8,032-13.9% | $7,297-5.2% | $5,851+18.2% |
| Admin fee / account holder | $379 | $13,123-97.1% | $10,843-96.5% | $11,599-96.7% |