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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,136 | $150,447-4.2% | $136,298+5.8% | $147,586-2.3% |
| Participation rate | 12.5% | 84.4%-71.9pp | 81.9%-69.4pp | 82.8%-70.3pp |
| Annual return | 136.75% | 1049.15%-912.4pp | 5156.27%-5019.5pp | 578.59%-441.8pp |
| Employer contribution / active EE | $0 | $5,256-100.0% | $4,696-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $2,250 | $6,631-66.1% | $6,247-64.0% | $5,439-58.6% |
| Admin fee / account holder | $1,603 | $10,906-85.3% | $9,244-82.7% | $10,886-85.3% |