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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,242 | $115,796-73.0% | $101,264-69.1% | $158,950-80.3% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 9.03% | 56.15%-47.1pp | 46.48%-37.5pp | 302.91%-293.9pp |
| Employer contribution / active EE | $311 | $4,175-92.6% | $3,660-91.5% | $4,762-93.5% |
| Participant deferral / active EE | $2,943 | $4,958-40.6% | $4,370-32.7% | $5,983-50.8% |
| Admin fee / account holder | $10,297 | $7,247+42.1% | $5,947+73.2% | $11,248-8.5% |