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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,928 | $104,106-79.9% | $71,086-70.6% | $135,379-84.5% |
| Participation rate | 43.5% | 65.7%-22.2pp | 54.7%-11.2pp | 82.6%-39.2pp |
| Annual return | -10.79% | 1256.30%-1267.1pp | 650.59%-661.4pp | 519.79%-530.6pp |
| Employer contribution / active EE | $618 | $1,485-58.4% | $1,088-43.2% | $4,779-87.1% |
| Participant deferral / active EE | $1,727 | $2,527-31.7% | $1,874-7.9% | $5,609-69.2% |
| Admin fee / account holder | $34 | $4,142-99.2% | $3,082-98.9% | $10,828-99.7% |