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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,908 | $92,684-56.9% | $82,706-51.7% | $134,509-70.3% |
| Participation rate | 88.9% | 75.2%+13.7pp | 72.6%+16.3pp | 81.2%+7.7pp |
| Annual return | -19.88% | 945.84%-965.7pp | 701.76%-721.6pp | 418.13%-438.0pp |
| Employer contribution / active EE | $3,422 | $3,272+4.6% | $3,007+13.8% | $4,741-27.8% |
| Participant deferral / active EE | $10,481 | $4,800+118.4% | $4,394+138.5% | $6,400+63.8% |
| Admin fee / account holder | $414 | $5,982-93.1% | $5,329-92.2% | $11,427-96.4% |