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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,531 | $135,956-41.5% | $123,894-35.8% | $273,972-71.0% |
| Participation rate | 50.0% | 84.1%-34.1pp | 81.4%-31.4pp | 83.0%-33.0pp |
| Annual return | 8.32% | 56.63%-48.3pp | 47.52%-39.2pp | 41.46%-33.1pp |
| Employer contribution / active EE | $362 | $5,170-93.0% | $4,617-92.2% | $4,869-92.6% |
| Participant deferral / active EE | $2,257 | $6,343-64.4% | $5,984-62.3% | $5,287-57.3% |
| Admin fee / account holder | $220 | $9,817-97.8% | $8,357-97.4% | $10,133-97.8% |